SUGGESTED GRAD PLUS LOAN LENDERS

SALLIEMAE EDUCATION TRUST CITIBANK

1-800-695-3317 1-800-967-2400

salliemae.com studentloan.com/schools/calarts

Sells to: Sallie Mae Sells to: No one

Servicer: Sallie Mae Servicer: Citibank

Fees charged: Fees charged:

Default fee Zero Default fee 1%

Origination fee 3% Origination fee 3%

Incentives: Incentives:

*1% default fee for Grad PLUS loans is paid *0.50% automatic interest rate reduction

on borrowers behalf at repayment for all borrowers who

*0.70% interest rate reduction for auto-debit continue to make on-time monthly

payments payments.

*Grad PLUS can receive a 1% loan credit based *0.25% interest rate reduction for auto-

on the original loan amount after making the debit payments.

first 12 payments on time *Zero payments for the last 6 months

when all prior payments have been

paid on time.

WELLS FARGO

1-800-658-3567

wellsfargo.com/student

Sells to: No one

Servicer: None

Fees Charged:

Default fee 1%

Origination fee 3%

Incentives:

*0.25% interest rate reduction for auto-debit

payments.